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moto loan

Get your dream on the road

Apply from anywhere to go everywhere — with online pre-approval in 1 minute

Ride into your next adventure

Compare prices and monthly payments for each model

Can’t decide?
 We can help

Let's find the best motorcycle for your needs — then you can get a loan decision in 1 minute. Fill out a short form and we'll reach out shortly.

Get in touch

How it works

Choose your dream motorcycle

Explore our wide range of motorcycles and select the right model. Use the online calculator to adjust the loan terms so it fits your budget.

Apply in-app

Download the Salmon app, submit your application, and get a decision online within 1 minute.

Pick up your motorcycle

Choose a convenient location and date to collect your motorcycle.

We offer transparent costs

Apply from anywhere to go everywhere

Apply for Moto Loan straight from your phone to get the ride you need. Get approved in 1 minute.

Transparent costs? No surprise there

Nobody likes a jumpscare with hidden fees. What you see on your offer is all you need to pay for — nothing else.

Skip the line. Pay online

Manage your loan repayments and post-purchase support via Salmon app.

What people say

I’m very happy with my purchase through Salmon

The online process was well-organized, and every step was explained clearly. Saved me a lot of time since I didn’t have to go to a physical shop.

Raquel Riva Refil

Honda Click 125

Process was fast, clear, and very convenient overall

From browsing motorcycles in-app to getting approved, everything felt simple and straightforward. I liked that I could see all the details and compare options easily.

Reymark Rosete Dogan

Honda Click 125

I appreciated how transparent everything was from the beginning

There were many motorcycles to choose from, and installment terms were clearly shown in the app. Approval was quick too, and conditions were better than in most shops I checked.

Arthur Vale Bazar

Yamaha Aerox

It was my first time buying a motorcycle online

Salmon made it very simple. The app had clear details on the price list and plenty of options to choose from. Process was quick! I’m really satisfied with how everything turned out.

Geraldine Antonio Briones

Honda Beat

Approval was fast, and the overall experience was very convenient

What I really liked was how I could compare motorcycle prices directly in the app. Terms were clearly explained, I could even check the estimated monthly installment right away.

Lester Magno Fonacier

Suzuki Raider R150

The whole experience was hassle-free!

I didn’t need to visit different shops because the app already had many motorcycle models available. Once I uploaded the requirements, everything moved quickly and smoothly.

Ronaldo Patulada Jurillo

Honda Click 125 SE

Buying my motorcycle through Salmon was easier than expected

I just opened the app, browsed through different motorcycle models available, and everything was clearly laid out. Approval came fast!

Arjune Montenegro Arado

Yamaha Sniper

FAQ

Yes, you can apply as a first-time customer directly at moto.salmon.ph by choosing a motorcycle and filling out the online form. 

You will then get a link to download the Salmon app and complete your application.

You can apply directly from the Salmon app without visiting Moto Marketplace. If you have a preapproved Moto Loan offer, you will see it in the app as a banner or notification.

Existing Moto Loan customers need an active preapproved offer to apply again. Check your app for available offers.

Moto Marketplace is currently available in Metro Manila and nearby provinces, including Laguna, Cavite, Rizal, Bulacan, Pampanga, and Batangas. 

For a full list of partner stores, check the catalog in the app or contact Customer Service through the Help button in the app.

You need a valid government-issued ID to apply for Moto Loan.

Proof of income is optional, but it may help improve your chances of approval. This may include a payslip, certificate of employment, or another document that shows your income.

Yes, Salmon accepts different income types, including cash-based income.

You may still apply if you are self-employed or do not receive a traditional payslip.

No, you do not need an existing Salmon account to apply through Moto Marketplace.

Existing Salmon customers may receive a preapproved Moto Loan offer by SMS, or as a banner or notification in the Salmon app.

If you do not see an offer yet, check the Salmon app again later.

Your application is reviewed based on your details, including your credit standing. If your application is not approved, you may reapply after improving your credit standing.

If you have questions about a specific decision, contact Customer Service by tapping the Help button in the app.

You can browse available motorcycles and check sample computations at moto.salmon.ph.

These sample computations can help you estimate your down payment, monthly payment, loan term, and total cost before applying for Moto Loan.

Your monthly payment depends on your chosen motorcycle model, down payment, loan amount, loan term, and interest rate. 

Before you confirm your Moto Loan, you will see the important details, including your monthly payment, total cost, and payment schedule.

Your rate is calculated individually. It depends on the details in your application, the motorcycle you choose, and your loan terms. 

All details, including your rate, monthly payment, and total cost, will be shown before you confirm.

The total interest depends on your loan amount, loan term, interest rate, and repayment schedule.

You will see the total cost and monthly payment before you confirm your Moto Loan.

You can borrow up to ₱200,000.

The minimum down payment starts at 10%, depending on the motorcycle model and our assessment of your application.

You will see the required down payment before you confirm.

You can apply online through Moto Marketplace.
 

  1. Visit moto.salmon.ph.
  2. Browse our available motorcycles and choose your preferred unit.
  3. Fill out the online application form.
  4. Download or open the Salmon app through the link provided.
  5. Complete your application in the app.
  6. Wait for our team to contact you and confirm your details.
  7. Pick up your motorcycle from the partner dealer once your Moto Loan is approved.


The full process from application to picking up your motorcycle usually takes 1 to 3 business days.

Credit investigation is a step in our review process where we check or confirm the details in your application.

Our team may contact you to verify your information and guide you through the next steps.

Yes, log in to the Salmon app to check your application status.

If you have questions, use the Help button in the app to reach our support team.

Your application is reviewed based on the details you shared and your credit standing.

If your application was not approved, you may reapply after improving your credit standing. If you have questions about a specific decision, contact Salmon through the Help button in the app.

Yes, you can change your chosen model before final approval.

Let our team know during the confirmation call.

Our team will guide you through the next steps, including coordination with the partner dealer. Make sure we can reach you after applying.

You will pick up your motorcycle at the partner dealer where the unit is available. The exact location will be confirmed during the confirmation call.

The full process from application to picking up your motorcycle usually takes 1 to 3 business days, depending on confirmation, approval, and dealer availability.

OR/CR means Official Receipt and Certificate of Registration. These are the registration documents for your motorcycle and are connected to LTO registration.

Details about OR/CR, registration, and license plate release may depend on the partner dealer and the motorcycle release process. Salmon or the partner dealer will guide you on the next steps after approval.